If I join after November 1 does that make me a member for this year and next year?

No. When you join after November 1, you are paying for membership for the coming year. You simply get your membership benefits early. Your receipt will say your membership started January 1 of the current year, but don't let that fool you. It's how the system works with a fixed membership period. After all, you only paid for 1 year's membership,

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